Smart Defter Privacy Policy

Effective date: 26 September 2026 · Last updated: 6 November 2026

In short: Smart Defter has no servers. The information you enter is stored only on your own phone and is never sent to us or anyone else. The app has no ads, no usage analytics and no user tracking. You don't need to sign up or create an account.

1. What information do we collect?

None. The income and expense entries, card and account details, savings, budgets, events and jewellery/gift entries, notes, reminders, vehicle details, documents and photos you enter into Smart Defter are kept only in the app's folder on your phone. We cannot access this information.

2. When does the app connect to the internet?

The app only connects to the internet in the following cases, for an action you start:

Place suggestions: Text you type into an event's “Place” field is sent to Google (Google Places) to show venue suggestions; when picking on the map, your approximate location (rounded to about 10 km) is added so nearby places appear first. The location of the place you choose is fetched from Google. These requests are subject to Google's privacy policy.
Voice input: When the app language is Turkish, tapping 🎤 in Quick Add converts what you say into text. If Turkish speech recognition is installed on your phone, this happens on the phone; otherwise the audio goes to Apple or Google to be converted. Smart Defter does not record your voice and nothing reaches us.
Map: When you pick a place on the map, map images load from Apple on iPhone and from Google on Android. “Directions” opens your phone's own maps app.
Exchange rates: When you tap “Get Central Bank rates”, the public daily exchange rate file of the Central Bank of the Republic of Türkiye is downloaded. No information about you is sent with this request.
Sharing and backups: A backup file or a document you share (PDF, list, photo) only goes where you choose in your phone's share menu (iCloud Drive, Google Drive, email, WhatsApp, etc.).
Feedback / problem reports: This opens your phone's email app. Only the app version and phone model are added to the message; nothing is sent unless you send it. We use your email only to answer you.
In-app purchase: When the full version is bought, payment is handled by Apple (App Store) or Google (Google Play). We never see your card or payment details.

3. Which permissions does the app ask for, and why?

Permissions are only requested when you use the related feature; if you decline, the rest of the app keeps working.

Camera and photos: To add photos of invitations, invoices, receipts, warranty documents and personal documents. Only the photos you choose are copied into the app.
Microphone and speech recognition: To convert what you say in Quick Add into text. The microphone stays off until you tap 🎤, and no audio is saved.
Contacts: So you can pick names from your contacts. Only the chosen person's name is saved; your contacts are not read or stored.
Location (only while the app is open): To show where you are on the map and suggest nearby places first. Your location is not saved.
Notifications: For reminders, payment due dates and expiry dates. Notifications are scheduled on the phone itself.
Face ID / fingerprint: For the app and document lock. Your phone does the verification; face or fingerprint data never reaches the app.

4. Security of your data and backups

Data is stored on your phone, protected by the phone's own security. You can turn on the app lock (Face ID, fingerprint or phone passcode) if you wish. Because the data is only on your phone, it is lost if the phone is lost and you have no backup; we recommend making regular backups in Settings. You can protect a backup with a password: an encrypted backup cannot be opened without it. The password is not stored anywhere; if you forget it, the backup cannot be opened. Keep unencrypted backups somewhere you trust.

5. Deleting your data

Because Smart Defter (developer: Necmi KAVAKLI) does not keep your data on a server, you delete it directly on your phone without contacting us:

Delete some or all data: In the app, open Settings › “Reset data”, select the sections you want to delete (or “Select all”) and confirm. Deleted entries and photos are removed immediately and permanently.
Delete everything: Uninstall the app. All of its entries, photos and documents are deleted from the phone.
Backup files: Backups you made stay where you saved them (Google Drive, iCloud Drive, a computer, etc.); you delete them yourself.

We hold no data about you. The search text and approximate location sent to Google for place suggestions are not kept by us; Google processes them under Google's privacy policy. If you have questions, write to the address below.

6. Your rights (GDPR and KVKK)

Because we do not collect or process your personal data, we hold no data about you. You have full control over your data (viewing, correcting, exporting, deleting) directly within the app. If you have questions, write to us at the address below.

7. Children

Smart Defter is not directed at children and does not knowingly collect data from users of any age.

8. Changes

If this policy changes, the current version will be published on this page and the effective date updated. If a new feature that connects to the internet is added, it will be explained here and on the app's “Privacy and your data” page.

9. Contact

Smart Defter developer: Necmi KAVAKLI
Email: carsambamedya@gmail.com

The Turkish version of this policy is the original; this is a translation.